Terms & Conditions

Last Updated: 09 January 2026

These Terms & Conditions (“Terms”) govern your access to and use of TheCapitalist.in, including our website, mobile applications, and related digital services (collectively, the “Services”).

By accessing or using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must discontinue use of the Services.


1. About the Services

The Capitalist is a digital publishing platform that provides news, information, analysis, commentary, and opinion content across a wide range of topics, including but not limited to business, finance, economics, politics, technology, medical science, global affairs, and other areas of public interest.

The Services are intended for informational, educational, and general awareness purposes only.


2. Changes to These Terms

We may update or modify these Terms at any time. Any changes will be effective immediately upon posting, and the “Last Updated” date will be revised accordingly.

Your continued use of the Services after changes are posted constitutes acceptance of the revised Terms.


3. Use of the Services

You agree to use the Services only for lawful, personal, and non-commercial purposes.

You must not:

  • Violate any applicable laws or regulations
  • Interfere with or disrupt the Services or related systems
  • Attempt unauthorized access to accounts, servers, or data
  • Use automated tools to scrape, crawl, or extract content without permission
  • Misrepresent information or impersonate others

We reserve the right to restrict, suspend, or terminate access to the Services at our discretion.


4. Content Disclaimer

All content on the Services is provided “as is” and “as available.”

Nothing published on the Services constitutes financial, investment, legal, medical, or professional advice of any kind. The Capitalist is not a licensed financial advisor, broker, medical practitioner, or legal consultant.

Users are responsible for independently verifying information and consulting qualified professionals before making decisions based on content published on the Services.

Use of the Services is entirely at your own risk.


5. Intellectual Property and Content Sources

Content published on the Services may include:

  • Original editorial content created by The Capitalist
  • Information, summaries, excerpts, or adaptations derived from publicly available sources, including:
    • Encyclopedic or reference platforms (such as Wikipedia)
    • Academic research, reports, and publications
    • Public statements or media shared by individuals or organizations on social media platforms
    • Press releases and publicly accessible documents
  • Content drafted, edited, summarized, or rephrased with the assistance of automated tools or artificial intelligence

Ownership of third-party content remains with the respective rights holders. The Capitalist does not claim exclusive ownership over facts, public-domain materials, or externally sourced information.

Users may not reproduce, redistribute, republish, or commercially exploit content from the Services without authorization from the relevant rights holder.

If you believe any content on the Services infringes your intellectual property rights, please contact us with sufficient details for review.


6. Accuracy, Opinions, and Third-Party Information

Some content may reflect opinions, interpretations, or claims originating from third-party sources and does not necessarily represent the views of The Capitalist.

We do not guarantee the accuracy, completeness, or timeliness of third-party information and are not responsible for errors, omissions, or outcomes resulting from reliance on such information.


7. User Accounts

Certain features of the Services may require users to create an account using an email address or third-party authentication services (such as Google or Apple).

You are responsible for maintaining the confidentiality of your login credentials and for all activity conducted through your account.

We may suspend or terminate accounts that violate these Terms or applicable policies.


8. Subscriptions and Paid Content

Paid subscriptions provide users with access to designated premium or restricted content (“locked articles”) for the duration of the subscription period.

Subscriptions:

  • Grant access rights only
  • Do not guarantee accuracy, usefulness, or outcomes
  • Do not create an obligation to maintain specific content indefinitely

Content may be updated, corrected, modified, or removed at any time. Disagreement with editorial content does not constitute a failure of service.


9. Payments, Refunds, and Billing

Payments and subscriptions may be processed through third-party platforms such as Google Play, Apple App Store, PayPal, or other payment providers.

Billing, cancellations, refunds, and disputes are governed by the policies of the platform through which the purchase was made.

The Capitalist does not store or process payment card details directly and is not responsible for actions taken by third-party payment providers.


10. Account Deletion

Users may request deletion of their account and associated personal data by:

Account deletion may result in permanent loss of access to associated data, subject to legal or operational retention requirements.


11. Advertising and Third-Party Links

The Services may display advertisements and include links to third-party websites or services.

We do not control or endorse third-party content and are not responsible for their practices, products, or services. Interactions with third parties are solely between you and the third party.


12. Children’s Use

The Services are not intended for children under the age of 13. We do not knowingly collect personal data from children. If such data is identified, it will be removed.


13. Limitation of Liability

To the maximum extent permitted by applicable law, The Capitalist and its owners, operators, contributors, and affiliates shall not be liable for any indirect, incidental, consequential, special, or punitive damages, including loss of profits, data, goodwill, or business interruption.

We do not guarantee uninterrupted, error-free, or secure access to the Services.


14. Termination

We may suspend or terminate access to the Services at any time if these Terms are violated or where required by law.

Provisions relating to disclaimers, intellectual property, limitation of liability, and termination shall survive termination.


15. Contact Information

For questions, legal notices, or concerns:

Email: support@thecapitalist.in
Website: https://thecapitalist.in